billcu / 13-week cash forecast
Liquidity planning

The 13-week cash forecast: plan liquidity like a CFO.

The 13-week forecast is the standard of professional liquidity management. billcu builds it automatically from your real invoice and payment data – per calendar week, gross, the way money actually hits the bank.

The problem

The cash position is pieced together by hand every week.

Many finance teams answer the question "how much money comes in over the next weeks?" from scratch every Monday – with a spreadsheet that mixes open invoices, due dates and gut feeling. It costs hours, is outdated immediately and falls apart as soon as customers pay later than planned. Without a reliable forecast there is no basis for decisions: hiring, investments, conversations with the bank or investors.

The solution with billcu
  • Automatic, from real data – the forecast is built from your invoices and due dates, not from a copy of them.
  • 13 calendar weeks, rolling – the proven CFO horizon: concrete enough to act on, long enough to plan with.
  • Due vs. overdue, separated – you see which inflow is firmly scheduled and which depends on dunning.
  • Gross, as it hits the bank – including VAT, so the numbers reconcile with your bank account.
In detail

The cash forecast in detail.

Weekly grid

Expected receipts per calendar week for the next 13 weeks – based on due dates and expected payment dates.

Product vs. service

Inflows split into recurring product revenue and professional services – you see how stable your cash base is.

Overdues scheduled realistically

Overdue invoices carry an expected collection date – maintained from the dunning process, not wishful thinking.

Coupled to dunning

Every commitment from a dunning call updates the forecast – collections and liquidity planning work on one data set.

No maintenance

New invoices appear in the forecast automatically. There is no second truth to reconcile.

Export for reporting

Export the numbers for your board deck or bank file – consistent with dashboard and receivables list, to the cent.

How it works

From data import to a forecast you can rely on.

1 · Import data

A one-time import of invoice and customer data – including due dates and payment history.

2 · Sharpen expectations

Maintain expected collection dates for overdue items – right in the dunning process, where the information is created.

3 · Steer weekly

The forecast rolls forward on its own. Open it on Monday, read the position, decide – instead of building Excel.

The 13-week cash forecast is part of the Forecast package (from €1,200/month plus a one-time setup). Full details in the pricing overview.

FAQ

Frequently asked questions about 13-week cash forecast

Why exactly 13 weeks? +
13 weeks equal one quarter – the standard horizon of professional liquidity management (established in treasury and restructuring). Short enough for concrete weekly figures, long enough to spot gaps in time.
Where do the forecast numbers come from? +
From your real invoices: due dates, payment terms and – for overdue items – expected collection dates from the dunning process. No duplicate manual upkeep.
Does the forecast include outflows? +
Today the focus is on inflows from receivables – the part that is hardest to grasp in SaaS companies. Outflows (salaries, suppliers, taxes) and opening bank balances are on the roadmap.
Is the forecast gross or net? +
Gross – including VAT, exactly as the amounts arrive in the bank account. That makes the numbers directly comparable with your bank.

Ready for clarity about your liquidity?

Book a 20-minute demo on your real numbers – or start with a paid 4-week pilot, no annual commitment.

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